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  • Voluntary Taxes

    Many of the taxes we pay are voluntary and can be avoided or minimized. This post is not about sophisticated tax avoidance schemes or offshore banking – it’s about realizing what taxes we pay that are completely within our control and taking action to minimize them. Sales Tax Most states…

  • Home Ownership – Not Always Better than Renting!

    There’s a general understanding that homeownership is better than renting. Similarly, people commonly believe that property values always increase. Furthermore, and as discussed here, some believe that all home renovations can increase their property value more than the cost of the renovation, thus contributing to the amount of home ‘flippers’…

  • Holiday Décor

    In the comedic movie Christmas Vacation, Clark Griswold uncovers countless storage boxes from his garage, unpacks the strings of lights and festive yard ornaments they contain and spends hours decorating his house and snow-covered lawn. In the process, he has several mishaps with his ladder and at one point falls…